Call Andy: (925) 678-6993
Family-owned since 2022 Free quote in about 48 hours Close in about 30 days No appraisal or processing fees
Alicia and Andy Hess with their three daughters, the family behind Alpine West Notes

Alicia and Andy Hess with their three daughters, the family behind Alpine West Notes

A family business, not a call center

Alpine West Notes is a family business. Andy and Alicia Hess run it out of Danville, California, and they personally review every note that comes across the desk. Not a queue, not a call center — the two people who own the company are the two people who look at your file.

If you carried financing when you sold a property and would rather have cash now than wait years on monthly payments, we can tell you what your note is worth. There's no cost to find out.

See What Your Note Is Worth

Is a trust deed the same as a mortgage note in California?

In practice, yes — for someone selling in California, they refer to the same thing. Most states use a mortgage to secure a home loan. California uses a deed of trust, sometimes called a trust deed. It does the same job: it ties the loan to the property. So when you hear 'mortgage note buyer' and 'trust deed buyer,' in California that's the same service, and we handle both.

What California note sellers say

Read what note sellers say about working with Andy and Alpine West.

Ed & Pattie

Bakersfield, CA

★★★★★

When I was looking for an alternative to fulfill a cash flow concern, I looked to find someone to purchase a deed of trust that I was carrying. I had a choice of two different investment companies. Comparable in the purchase process; it came down to who could serve my financial request. Andrew Hess with Alpine West Group was the company that stood out! He is personable, had clarity with the process, and more importantly to my financial need, the closing was going to be within 30 days. With ongoing step by step process shared with me, I knew what to expect and when it would be happening. If you are looking for a company that reflects honesty, strong customer-centricity, and a timeline that is expedient, Andrew and Alpine is the company to strongly consider.

Ed & Pattie

Bakersfield, CA

★★★★★

When I was looking for an alternative to fulfill a cash flow concern, I looked to find someone to purchase a deed of trust that I was carrying. I had a choice of two different investment companies. Comparable in the purchase process; it came down to who could serve my financial request. Andrew Hess with Alpine West Group was the company that stood out! He is personable, had clarity with the process, and more importantly to my financial need, the closing was going to be within 30 days. With ongoing step by step process shared with me, I knew what to expect and when it would be happening. If you are looking for a company that reflects honesty, strong customer-centricity, and a timeline that is expedient, Andrew and Alpine is the company to strongly consider.

Ed & Pattie

Bakersfield, CA

★★★★★

When I was looking for an alternative to fulfill a cash flow concern, I looked to find someone to purchase a deed of trust that I was carrying. I had a choice of two different investment companies. Comparable in the purchase process; it came down to who could serve my financial request. Andrew Hess with Alpine West Group was the company that stood out! He is personable, had clarity with the process, and more importantly to my financial need, the closing was going to be within 30 days. With ongoing step by step process shared with me, I knew what to expect and when it would be happening. If you are looking for a company that reflects honesty, strong customer-centricity, and a timeline that is expedient, Andrew and Alpine is the company to strongly consider.

California note sellers

Note sellers we help across California

California is our home market, and the Bay Area and Central Valley are where we're busiest. We buy mortgage notes and trust deeds from sellers across the state, including:

Central Valley — Fresno, Bakersfield, Modesto, Stockton
Sacramento and Northern California
The Bay Area
Santa Rosa, Napa, and the North Bay
Redding and the far north

See what your California note is worth

California regions we serve

  • Bakersfield
  • Bay Area
  • Central Valley
  • Fresno
  • Napa
  • Orange County
  • Redding
  • Sacramento
  • Santa Rosa

Receive a free quote within 48 hours, no appraisal or processing fees and 30-day average closing time.

Step 1

Fill Out a Simple Form

Start by filling out our online form or giving us a call. Provide some basic information about the note you wish to sell.

Step 2

Note Evaluation and Offer

Andy and Alicia review the details of your note, including the property type, note size, and payment history, to give you a fair, no-obligation offer.

Step 3

Agreement and Payment

Once you accept the offer, we handle the paperwork and closing, and get you paid. Most closings take about 30 days.

Common questions

Common questions about selling a note in California

Alpine West Notes does. We're a family-owned note buyer, and we buy mortgage notes, trust deeds, land contracts, and seller-financed notes from sellers across California — both performing notes and ones where the borrower has fallen behind.

It depends on the down payment, interest rate, term, payment history, and the property. Offers come in below the remaining balance because cash today is worth more than payments spread over years. We'll show you exactly how we arrived at your number, free and with no obligation.

You'll have a free quote in about 48 hours. From there, most closings take about 30 days. We handle the title work, the fees, and the closing costs, and we can arrange for a notary to come to you if that's easier.

Yes. This is called a partial sale. You sell some of your future payments for cash now and keep the rest. It's a good fit if you need a specific amount but still want some income coming in.

Nothing changes for them. Their payment amount, interest rate, and due date stay exactly the same. The only difference is where the payment gets sent.

See what your note is worth

Free, no obligation, and an answer in about 48 hours. Fill this out, or call Andy directly at (925) 678-6993.