Call Andy: (925) 678-6993
Family-owned since 2022 Free quote in about 48 hours Close in about 30 days No appraisal or processing fees
Alicia and Andy Hess with their three daughters, the family behind Alpine West Notes

Alicia and Andy Hess with their three daughters, the family behind Alpine West Notes

A family business, not a call center

Alpine West Notes is a family business. Andy and Alicia Hess run it out of Danville, California, and they personally review every note that comes across the desk. Not a queue, not a call center — the two people who own the company are the two people who look at your file.

If you carried financing when you sold a property and would rather have cash now than wait years on monthly payments, we can tell you what your note is worth. There's no cost to find out.

See What Your Note Is Worth

Selling a mortgage note in your area

Privately held real estate debt may be documented as a mortgage note, deed of trust, land contract, contract for deed, or another seller-financing agreement depending on the state and transaction. Alpine West Notes reviews many types of performing and nonperforming real estate notes secured by property across the United States.

What Your Area note sellers say

Read what note sellers say about working with Andy and Alpine West.

Ed & Pattie

Bakersfield, CA

★★★★★

When I was looking for an alternative to fulfill a cash flow concern, I looked to find someone to purchase a deed of trust that I was carrying. I had a choice of two different investment companies. Comparable in the purchase process; it came down to who could serve my financial request. Andrew Hess with Alpine West Group was the company that stood out! He is personable, had clarity with the process, and more importantly to my financial need, the closing was going to be within 30 days. With ongoing step by step process shared with me, I knew what to expect and when it would be happening. If you are looking for a company that reflects honesty, strong customer-centricity, and a timeline that is expedient, Andrew and Alpine is the company to strongly consider.

Ed & Pattie

Bakersfield, CA

★★★★★

When I was looking for an alternative to fulfill a cash flow concern, I looked to find someone to purchase a deed of trust that I was carrying. I had a choice of two different investment companies. Comparable in the purchase process; it came down to who could serve my financial request. Andrew Hess with Alpine West Group was the company that stood out! He is personable, had clarity with the process, and more importantly to my financial need, the closing was going to be within 30 days. With ongoing step by step process shared with me, I knew what to expect and when it would be happening. If you are looking for a company that reflects honesty, strong customer-centricity, and a timeline that is expedient, Andrew and Alpine is the company to strongly consider.

Ed & Pattie

Bakersfield, CA

★★★★★

When I was looking for an alternative to fulfill a cash flow concern, I looked to find someone to purchase a deed of trust that I was carrying. I had a choice of two different investment companies. Comparable in the purchase process; it came down to who could serve my financial request. Andrew Hess with Alpine West Group was the company that stood out! He is personable, had clarity with the process, and more importantly to my financial need, the closing was going to be within 30 days. With ongoing step by step process shared with me, I knew what to expect and when it would be happening. If you are looking for a company that reflects honesty, strong customer-centricity, and a timeline that is expedient, Andrew and Alpine is the company to strongly consider.

Your Area note sellers

Note sellers we help across Your Area

Alpine West Notes works with note holders throughout the United States. The review, title work, document signing, and closing can usually be handled remotely or with a local notary.

See what your Your Area note is worth

Receive a free quote within 48 hours, no appraisal or processing fees and 30-day average closing time.

Step 1

Fill Out a Simple Form

Start by filling out our online form or giving us a call. Provide some basic information about the note you wish to sell.

Step 2

Note Evaluation and Offer

Andy and Alicia review the details of your note, including the property type, note size, and payment history, to give you a fair, no-obligation offer.

Step 3

Agreement and Payment

Once you accept the offer, we handle the paperwork and closing, and get you paid. Most closings take about 30 days.

Common questions

Common questions about selling a note in Your Area

We review many types of privately held real estate notes, including seller-financed mortgage notes, deeds of trust, land contracts, owner-financed notes, and certain commercial notes. Every note is evaluated individually based on the payment history, remaining balance, property, and documentation.

In many cases, yes. Alpine West Notes purchases privately held notes secured by real estate in multiple states. We review the note documents, payment history, property information, title records, and remaining balance before presenting an offer.

Yes. We regularly review notes created through seller financing and owner financing. These may include notes secured by homes, land, rural property, and certain commercial real estate.

Potentially. We review notes secured by many property types, including residential homes, vacant land, acreage, rural property, agricultural property, and certain commercial properties. Property type is one part of the overall evaluation.

Every transaction is different. Once the required documents are received, many purchases can move from review to closing within a few weeks. Title issues, missing documents, or a more complex loan structure may extend the timeline.

Pricing depends on factors such as the remaining balance, interest rate, payment history, property equity, borrower profile, loan terms, and documentation. No two notes are valued exactly alike.

Sometimes. A partial purchase lets you sell a portion of your future payments while keeping the remaining interest. Whether that option is available depends on the note terms and the transaction details.

Generally, no. The borrower's payment amount, interest rate, and due date remain governed by the original loan documents. The main change is where future payments are sent after the purchase closes.

Helpful documents include the promissory note, mortgage or deed of trust, land contract if applicable, payment history, settlement paperwork, and basic property information. If something is missing, we can usually identify what is needed after the initial review.

See what your note is worth

Free, no obligation, and an answer in about 48 hours. Fill this out, or call Andy directly at (925) 678-6993.