Ed & Pattie
Bakersfield, CA
★★★★★
OREGON NOTE BUYERS
If you're holding a trust deed or mortgage note in Oregon and would rather have cash than wait on monthly payments, we'd love to take a look. Alpine West is a family business — Andy and Alicia personally review every note. There's no cost to find out what yours is worth.
Alicia and Andy Hess with their three daughters, the family behind Alpine West Notes
Alpine West Notes is a family business. Andy and Alicia Hess run it out of Danville, California, and they personally review every note that comes across the desk. Not a queue, not a call center — the two people who own the company are the two people who look at your file.
If you carried financing when you sold a property and would rather have cash now than wait years on monthly payments, we can tell you what your note is worth. There's no cost to find out.
Oregon uses both, which is worth knowing before you go looking for a buyer. Most seller-financed property in Oregon is secured by a trust deed. But mortgages are still used here, and Oregon law recognizes both. The difference matters mainly if payments ever stop: a trust deed can be foreclosed without going to court, while a mortgage generally has to go through the courts. That's a meaningful difference in time and cost, and it's part of why we ask which one you're holding. If you're not sure which you have, that's normal. Send us what you've got and we'll tell you. We buy trust deeds, mortgage notes, land contracts, and other seller-financed notes in Oregon.
Read what note sellers say about working with Andy and Alpine West.
Bakersfield, CA
★★★★★
Bakersfield, CA
★★★★★
Bakersfield, CA
★★★★★
Oregon note sellers
We buy mortgage notes and trust deeds from sellers across Oregon — the Willamette Valley, the coast, Central Oregon, and the southern part of the state. Sellers we work with are often in:
Portland and the Portland metro
Salem and the Willamette Valley
Eugene and Springfield
Bend and Central Oregon
Medford, Ashland, and Southern Oregon
The Oregon Coast
Hood River and the Columbia Gorge
Start by filling out our online form or giving us a call. Provide some basic information about the note you wish to sell.
Andy and Alicia review the details of your note, including the property type, note size, and payment history, to give you a fair, no-obligation offer.
Once you accept the offer, we handle the paperwork and closing, and get you paid. Most closings take about 30 days.
Common questions
Alpine West Notes does. We're a family-owned note buyer, and we buy mortgage notes, trust deeds, land contracts, and seller-financed notes from sellers across Oregon — both performing notes and ones where the borrower has fallen behind.
It depends on the down payment, interest rate, term, payment history, and the property. Offers come in below the remaining balance because cash today is worth more than payments spread over years. We'll show you exactly how we arrived at your number, free and with no obligation.
You'll have a free quote in about 48 hours. From there, most closings take about 30 days. We handle the title work, the fees, and the closing costs, and we can arrange for a notary to come to you if that's easier.
Yes. This is called a partial sale. You sell some of your future payments for cash now and keep the rest. It's a good fit if you need a specific amount but still want some income coming in.
Nothing changes for them. Their payment amount, interest rate, and due date stay exactly the same. The only difference is where the payment gets sent.
Yes. Buying a note isn't like listing a house — there's no walkthrough and no open house. Title work, recording, and notarization are all handled remotely or through a local notary who comes to you. Plenty of our sellers never meet us in person, and the process is the same either way.
Free, no obligation, and an answer in about 48 hours. Fill this out, or call Andy directly at (925) 678-6993.